Income Needed to Buy a Home in Los Alamos County, NM (single adult) – moderate
To meet the model’s PITI target for a median home here, you need about $129,074/yr for this household/lifestyle scenario. Compared with the county median household income, that required income is near. In this area (mid-range), the model’s rent math puts housing in a “Comfortable” bucket: rent looks comparatively manageable and homeownership (p&i) is the main lever in the estimates.
Cost-of-living tier: moderate
What drives the budget here?
This area is generally mid-range based on a cost-of-living index of 100 (U.S. average = 100). Typical rent-to-gross is in the Comfortable range (using the page’s rent and income inputs).
In the site’s estimated monthly breakdown, the largest category is Homeownership (P&I) (2,408.4/mo), so that’s the biggest lever for moving the overall budget up or down.
Practical next steps
- Rent looks comparatively manageable for the typical household. Your biggest wins usually come from planning for the non-housing categories (utilities, groceries, etc.) so totals stay predictable.
Result summary
For Single adult with Moderate lifestyle, estimated income needed to buy a home in Los Alamos County, NM:
$129,074 per year
Monthly gross: $10,756.17 · Take-home: $7,404.58/mo
Target housing (28% PITI): $3,011.73/mo
Comparison to county median income
County median household income: $143,188
Required income is near the median (0.9x). The required income is close to the city's median household income.