This scenario page shows how a $150,000 salary typically performs across cities in Massachusetts, with rent pressure first and deeper links after.
Is $150,000 enough in Massachusetts?
Holyoke is the current best match in Massachusetts for this salary, with rent around 7.72% of gross income and a strong purchasing power outcome in our model.
Useful for relocation shortlists and deciding which city pages to open next.
For 150,000/yr in Massachusetts, Holyoke is the lowest-rent-burden match in our dataset. Rent is about 7.72% of gross, and Rent (housing) is the biggest monthly cost driver. In this area (mid-range), the model’s rent math puts housing in a “Comfortable” bucket: rent looks comparatively manageable and rent (housing) is the main lever in the estimates.
Cost-of-living tier: moderate
What drives the budget here?
This area is generally mid-range based on a cost-of-living index of 100 (U.S. average = 100). Typical rent-to-gross is in the Comfortable range (using the page’s rent and income inputs).
In the site’s estimated monthly breakdown, the largest category is Rent (housing) (965.5/mo), so that’s the biggest lever for moving the overall budget up or down.
Practical next steps
- Rent looks comparatively manageable for the typical household. Your biggest wins usually come from planning for the non-housing categories (utilities, groceries, etc.) so totals stay predictable.
- Because the required income is above the local median, you’ll usually feel better if you can either increase gross income or target rent closer to the guideline.
Cities in Massachusetts (rent burden on $150k, lowest first)
Start with the best-fit cities below, then open individual city scenario pages for details.
- Holyoke— Strong purchasing power, rent 7.72% of gross, ~$8,498.54/mo take-home
- Westfield— Strong purchasing power, rent 8.08% of gross, ~$8,498.54/mo take-home
- New Bedford— Strong purchasing power, rent 8.24% of gross, ~$8,498.54/mo take-home
- Fall River— Strong purchasing power, rent 8.25% of gross, ~$8,498.54/mo take-home
- Pittsfield— Strong purchasing power, rent 8.32% of gross, ~$8,498.54/mo take-home
- Chicopee— Strong purchasing power, rent 8.42% of gross, ~$8,498.54/mo take-home
- Springfield— Strong purchasing power, rent 8.47% of gross, ~$8,498.54/mo take-home
- West Springfield Town— Strong purchasing power, rent 8.52% of gross, ~$8,498.54/mo take-home
- Fitchburg— Strong purchasing power, rent 8.6% of gross, ~$8,498.54/mo take-home
- Agawam Town— Strong purchasing power, rent 9.38% of gross, ~$8,498.54/mo take-home
- Taunton— Strong purchasing power, rent 9.64% of gross, ~$8,498.54/mo take-home
- Leominster— Strong purchasing power, rent 9.74% of gross, ~$8,498.54/mo take-home
- Gloucester— Strong purchasing power, rent 10.6% of gross, ~$8,498.54/mo take-home
- North Attleborough Town— Comfortable, rent 10.66% of gross, ~$8,498.54/mo take-home
- Northampton— Strong purchasing power, rent 10.67% of gross, ~$8,498.54/mo take-home