Cost of Living: Waterloo, IA vs Chicago, IL

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,184/mo in Waterloo, IA versus $4,227/mo in Chicago, IL. In the model, rent is about 13.06% of gross in Waterloo, IA versus 20.28% in Chicago, IL, so Waterloo, IA tends to feel more affordable for rent.

Take-home in Waterloo, IA
$4,184/mo
Income level: above
Take-home in Chicago, IL
$4,227/mo
Income level: above
Rent share (1BR) in Waterloo, IA
13.06%
COLI tier: mid-range
Rent share (1BR) in Chicago, IL
20.28%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Waterloo, IA and Chicago, IL.

At a glance

  • Cheaper overall (lower cost-of-living index): Chicago, IL
  • Lower rent (median 1BR/2BR): Waterloo, IA
  • Lower home prices: Chicago, IL
  • Higher median household income: Chicago, IL

Cost of Living Index

Waterloo, IA: 100 (U.S. = 100) · Chicago, IL: 98.3 (U.S. = 100)

Chicago, IL has a lower cost-of-living index than Waterloo, IA, so a given salary generally stretches further there.

Median Rent

Waterloo, IA: $852/mo (midpoint of 1BR/2BR) · Chicago, IL: $1,323/mo

Median rent in Chicago, IL is $471/mo higher than in Waterloo, IA.

Median Home Price

Waterloo, IA: $150,200 · Chicago, IL: $147,800

Median home price in Waterloo, IA is $2,400 higher than in Chicago, IL.

Median Household Income

Waterloo, IA: $56,344 · Chicago, IL: $56,815

Chicago, IL has a higher median household income than Waterloo, IA by $471.

Waterloo, IA overview · Chicago, IL overview · Popular comparisons