Cost of Living: Waltham, MA vs Cambridge, MA

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,224/mo in Waltham, MA versus $4,224/mo in Cambridge, MA. In the model, rent is about 32.52% of gross in Waltham, MA versus 39.96% in Cambridge, MA, so Waltham, MA tends to feel more affordable for rent.

Take-home in Waltham, MA
$4,224/mo
Income level: below
Take-home in Cambridge, MA
$4,224/mo
Income level: below
Rent share (1BR) in Waltham, MA
32.52%
COLI tier: mid-range
Rent share (1BR) in Cambridge, MA
39.96%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Waltham, MA and Cambridge, MA.

At a glance

  • Cheaper overall (lower cost-of-living index): Cambridge, MA
  • Lower rent (median 1BR/2BR): Waltham, MA
  • Lower home prices: Waltham, MA
  • Higher median household income: Cambridge, MA

Cost of Living Index

Waltham, MA: 100 (U.S. = 100) · Cambridge, MA: 100 (U.S. = 100)

Both cities have the same cost-of-living index (U.S. average = 100).

Median Rent

Waltham, MA: $2,121/mo (midpoint of 1BR/2BR) · Cambridge, MA: $2,605/mo

Median rent in Cambridge, MA is $484/mo higher than in Waltham, MA.

Median Home Price

Waltham, MA: $705,700 · Cambridge, MA: $1,040,500

Median home price in Cambridge, MA is $334,800 higher than in Waltham, MA.

Median Household Income

Waltham, MA: $116,560 · Cambridge, MA: $126,469

Cambridge, MA has a higher median household income than Waltham, MA by $9,909.

Waltham, MA overview · Cambridge, MA overview · Popular comparisons