Cost of Living: Temple, TX vs Philadelphia, PA

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,516/mo in Temple, TX versus $4,337/mo in Philadelphia, PA. In the model, rent is about 17.11% of gross in Temple, TX versus 19.29% in Philadelphia, PA, so Temple, TX tends to feel more affordable for rent.

Take-home in Temple, TX
$4,516/mo
Income level: near
Take-home in Philadelphia, PA
$4,337/mo
Income level: above
Rent share (1BR) in Temple, TX
17.11%
COLI tier: mid-range
Rent share (1BR) in Philadelphia, PA
19.29%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Temple, TX and Philadelphia, PA.

At a glance

  • Cheaper overall (lower cost-of-living index): Philadelphia, PA
  • Lower rent (median 1BR/2BR): Temple, TX
  • Lower home prices: Temple, TX
  • Higher median household income: Temple, TX

Cost of Living Index

Temple, TX: 100 (U.S. = 100) · Philadelphia, PA: 95.2 (U.S. = 100)

Philadelphia, PA has a lower cost-of-living index than Temple, TX, so a given salary generally stretches further there.

Median Rent

Temple, TX: $1,116/mo (midpoint of 1BR/2BR) · Philadelphia, PA: $1,257/mo

Median rent in Philadelphia, PA is $141/mo higher than in Temple, TX.

Median Home Price

Temple, TX: $220,300 · Philadelphia, PA: $232,400

Median home price in Philadelphia, PA is $12,100 higher than in Temple, TX.

Median Household Income

Temple, TX: $64,945 · Philadelphia, PA: $60,698

Temple, TX has a higher median household income than Philadelphia, PA by $4,247.

Temple, TX overview · Philadelphia, PA overview · Popular comparisons