Cost of Living: St. Cloud, MN vs Phoenix, AZ
Quick rent-and-take-home comparison
Using a baseline of $70,000/yr gross, take-home is about $4,119/mo in St. Cloud, MN versus $4,370/mo in Phoenix, AZ. In the model, rent is about 14.64% of gross in St. Cloud, MN versus 21.24% in Phoenix, AZ, so St. Cloud, MN tends to feel more affordable for rent.
Compare cost of living, rent, housing prices, and salary affordability between St. Cloud, MN and Phoenix, AZ.
At a glance
- Cheaper overall (lower cost-of-living index): St. Cloud, MN
- Lower rent (median 1BR/2BR): St. Cloud, MN
- Lower home prices: St. Cloud, MN
- Higher median household income: Phoenix, AZ
Cost of Living Index
St. Cloud, MN: 100 (U.S. = 100) · Phoenix, AZ: 102.4 (U.S. = 100)
St. Cloud, MN has a lower cost-of-living index than Phoenix, AZ, so a given salary generally stretches further there.
Median Rent
St. Cloud, MN: $955/mo (midpoint of 1BR/2BR) · Phoenix, AZ: $1,385/mo
Median rent in Phoenix, AZ is $430/mo higher than in St. Cloud, MN.
Median Home Price
St. Cloud, MN: $212,800 · Phoenix, AZ: $381,900
Median home price in Phoenix, AZ is $169,100 higher than in St. Cloud, MN.
Median Household Income
St. Cloud, MN: $61,112 · Phoenix, AZ: $77,041
Phoenix, AZ has a higher median household income than St. Cloud, MN by $15,929.
St. Cloud, MN overview · Phoenix, AZ overview · Popular comparisons