Cost of Living: St. Cloud, MN vs Duluth, MN

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,119/mo in St. Cloud, MN versus $4,119/mo in Duluth, MN. In the model, rent is about 14.64% of gross in St. Cloud, MN versus 15.1% in Duluth, MN, so St. Cloud, MN tends to feel more affordable for rent.

Take-home in St. Cloud, MN
$4,119/mo
Income level: near
Take-home in Duluth, MN
$4,119/mo
Income level: near
Rent share (1BR) in St. Cloud, MN
14.64%
COLI tier: mid-range
Rent share (1BR) in Duluth, MN
15.1%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between St. Cloud, MN and Duluth, MN.

At a glance

  • Cheaper overall (lower cost-of-living index): Duluth, MN
  • Lower rent (median 1BR/2BR): St. Cloud, MN
  • Lower home prices: St. Cloud, MN
  • Higher median household income: Duluth, MN

Cost of Living Index

St. Cloud, MN: 100 (U.S. = 100) · Duluth, MN: 100 (U.S. = 100)

Both cities have the same cost-of-living index (U.S. average = 100).

Median Rent

St. Cloud, MN: $955/mo (midpoint of 1BR/2BR) · Duluth, MN: $985/mo

Median rent in Duluth, MN is $30/mo higher than in St. Cloud, MN.

Median Home Price

St. Cloud, MN: $212,800 · Duluth, MN: $225,700

Median home price in Duluth, MN is $12,900 higher than in St. Cloud, MN.

Median Household Income

St. Cloud, MN: $61,112 · Duluth, MN: $66,263

Duluth, MN has a higher median household income than St. Cloud, MN by $5,151.

St. Cloud, MN overview · Duluth, MN overview · Popular comparisons