Cost of Living: South Bend, IN vs Chicago, IL

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,332/mo in South Bend, IN versus $4,227/mo in Chicago, IL. In the model, rent is about 14.57% of gross in South Bend, IN versus 20.28% in Chicago, IL, so South Bend, IN tends to feel more affordable for rent.

Take-home in South Bend, IN
$4,332/mo
Income level: above
Take-home in Chicago, IL
$4,227/mo
Income level: above
Rent share (1BR) in South Bend, IN
14.57%
COLI tier: mid-range
Rent share (1BR) in Chicago, IL
20.28%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between South Bend, IN and Chicago, IL.

At a glance

  • Cheaper overall (lower cost-of-living index): Chicago, IL
  • Lower rent (median 1BR/2BR): South Bend, IN
  • Lower home prices: South Bend, IN
  • Higher median household income: Chicago, IL

Cost of Living Index

South Bend, IN: 100 (U.S. = 100) · Chicago, IL: 98.3 (U.S. = 100)

Chicago, IL has a lower cost-of-living index than South Bend, IN, so a given salary generally stretches further there.

Median Rent

South Bend, IN: $950/mo (midpoint of 1BR/2BR) · Chicago, IL: $1,323/mo

Median rent in Chicago, IL is $373/mo higher than in South Bend, IN.

Median Home Price

South Bend, IN: $124,500 · Chicago, IL: $147,800

Median home price in Chicago, IL is $23,300 higher than in South Bend, IN.

Median Household Income

South Bend, IN: $52,512 · Chicago, IL: $56,815

Chicago, IL has a higher median household income than South Bend, IN by $4,303.

South Bend, IN overview · Chicago, IL overview · Popular comparisons