Cost of Living: Santa Cruz, CA vs Houston, TX

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $3,974/mo in Santa Cruz, CA versus $4,516/mo in Houston, TX. In the model, rent is about 33.55% of gross in Santa Cruz, CA versus 19.13% in Houston, TX, so Houston, TX tends to feel more affordable for rent.

Take-home in Santa Cruz, CA
$3,974/mo
Income level: below
Take-home in Houston, TX
$4,516/mo
Income level: near
Rent share (1BR) in Santa Cruz, CA
33.55%
COLI tier: mid-range
Rent share (1BR) in Houston, TX
19.13%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Santa Cruz, CA and Houston, TX.

At a glance

  • Cheaper overall (lower cost-of-living index): Houston, TX
  • Lower rent (median 1BR/2BR): Houston, TX
  • Lower home prices: Houston, TX
  • Higher median household income: Santa Cruz, CA

Cost of Living Index

Santa Cruz, CA: 100 (U.S. = 100) · Houston, TX: 92.1 (U.S. = 100)

Houston, TX has a lower cost-of-living index than Santa Cruz, CA, so a given salary generally stretches further there.

Median Rent

Santa Cruz, CA: $2,187/mo (midpoint of 1BR/2BR) · Houston, TX: $1,248/mo

Median rent in Santa Cruz, CA is $939/mo higher than in Houston, TX.

Median Home Price

Santa Cruz, CA: $1,180,100 · Houston, TX: $253,400

Median home price in Santa Cruz, CA is $926,700 higher than in Houston, TX.

Median Household Income

Santa Cruz, CA: $111,427 · Houston, TX: $62,894

Santa Cruz, CA has a higher median household income than Houston, TX by $48,533.

Santa Cruz, CA overview · Houston, TX overview · Popular comparisons