Cost of Living: Santa Cruz, CA vs Fresno, CA

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $3,974/mo in Santa Cruz, CA versus $3,974/mo in Fresno, CA. In the model, rent is about 33.55% of gross in Santa Cruz, CA versus 19.29% in Fresno, CA, so Fresno, CA tends to feel more affordable for rent.

Take-home in Santa Cruz, CA
$3,974/mo
Income level: below
Take-home in Fresno, CA
$3,974/mo
Income level: near
Rent share (1BR) in Santa Cruz, CA
33.55%
COLI tier: mid-range
Rent share (1BR) in Fresno, CA
19.29%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Santa Cruz, CA and Fresno, CA.

At a glance

  • Cheaper overall (lower cost-of-living index): Santa Cruz, CA
  • Lower rent (median 1BR/2BR): Fresno, CA
  • Lower home prices: Fresno, CA
  • Higher median household income: Santa Cruz, CA

Cost of Living Index

Santa Cruz, CA: 100 (U.S. = 100) · Fresno, CA: 108.5 (U.S. = 100)

Santa Cruz, CA has a lower cost-of-living index than Fresno, CA, so a given salary generally stretches further there.

Median Rent

Santa Cruz, CA: $2,187/mo (midpoint of 1BR/2BR) · Fresno, CA: $1,258/mo

Median rent in Santa Cruz, CA is $929/mo higher than in Fresno, CA.

Median Home Price

Santa Cruz, CA: $1,180,100 · Fresno, CA: $348,500

Median home price in Santa Cruz, CA is $831,600 higher than in Fresno, CA.

Median Household Income

Santa Cruz, CA: $111,427 · Fresno, CA: $66,804

Santa Cruz, CA has a higher median household income than Fresno, CA by $44,623.

Santa Cruz, CA overview · Fresno, CA overview · Popular comparisons