Cost of Living: Santa Barbara, CA vs San Francisco, CA

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $3,974/mo in Santa Barbara, CA versus $3,974/mo in San Francisco, CA. In the model, rent is about 33.55% of gross in Santa Barbara, CA versus 35.25% in San Francisco, CA, so Santa Barbara, CA tends to feel more affordable for rent.

Take-home in Santa Barbara, CA
$3,974/mo
Income level: below
Take-home in San Francisco, CA
$3,974/mo
Income level: below
Rent share (1BR) in Santa Barbara, CA
33.55%
COLI tier: mid-range
Rent share (1BR) in San Francisco, CA
35.25%
COLI tier: very high-cost

Compare cost of living, rent, housing prices, and salary affordability between Santa Barbara, CA and San Francisco, CA.

At a glance

  • Cheaper overall (lower cost-of-living index): Santa Barbara, CA
  • Lower rent (median 1BR/2BR): Santa Barbara, CA
  • Lower home prices: San Francisco, CA
  • Higher median household income: San Francisco, CA

Cost of Living Index

Santa Barbara, CA: 100 (U.S. = 100) · San Francisco, CA: 225.8 (U.S. = 100)

Santa Barbara, CA has a lower cost-of-living index than San Francisco, CA, so a given salary generally stretches further there.

Median Rent

Santa Barbara, CA: $2,187/mo (midpoint of 1BR/2BR) · San Francisco, CA: $2,298/mo

Median rent in San Francisco, CA is $111/mo higher than in Santa Barbara, CA.

Median Home Price

Santa Barbara, CA: $1,466,400 · San Francisco, CA: $1,380,500

Median home price in Santa Barbara, CA is $85,900 higher than in San Francisco, CA.

Median Household Income

Santa Barbara, CA: $101,672 · San Francisco, CA: $141,446

San Francisco, CA has a higher median household income than Santa Barbara, CA by $39,774.

Santa Barbara, CA overview · San Francisco, CA overview · Popular comparisons