Cost of Living: San Jose, CA vs San Francisco, CA

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $3,974/mo in San Jose, CA versus $3,974/mo in San Francisco, CA. In the model, rent is about 38.13% of gross in San Jose, CA versus 35.25% in San Francisco, CA, so San Francisco, CA tends to feel more affordable for rent.

Take-home in San Jose, CA
$3,974/mo
Income level: below
Take-home in San Francisco, CA
$3,974/mo
Income level: below
Rent share (1BR) in San Jose, CA
38.13%
COLI tier: very high-cost
Rent share (1BR) in San Francisco, CA
35.25%
COLI tier: very high-cost

Compare cost of living, rent, housing prices, and salary affordability between San Jose, CA and San Francisco, CA.

At a glance

  • Cheaper overall (lower cost-of-living index): San Jose, CA
  • Lower rent (median 1BR/2BR): San Francisco, CA
  • Lower home prices: San Jose, CA
  • Higher median household income: San Jose, CA

Cost of Living Index

San Jose, CA: 198.5 (U.S. = 100) · San Francisco, CA: 225.8 (U.S. = 100)

San Jose, CA has a lower cost-of-living index than San Francisco, CA, so a given salary generally stretches further there.

Median Rent

San Jose, CA: $2,486/mo (midpoint of 1BR/2BR) · San Francisco, CA: $2,298/mo

Median rent in San Jose, CA is $188/mo higher than in San Francisco, CA.

Median Home Price

San Jose, CA: $1,187,800 · San Francisco, CA: $1,380,500

Median home price in San Francisco, CA is $192,700 higher than in San Jose, CA.

Median Household Income

San Jose, CA: $141,565 · San Francisco, CA: $141,446

San Jose, CA has a higher median household income than San Francisco, CA by $119.

San Jose, CA overview · San Francisco, CA overview · Popular comparisons