Cost of Living: Saginaw, MI vs Chicago, IL

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,268/mo in Saginaw, MI versus $4,227/mo in Chicago, IL. In the model, rent is about 13.25% of gross in Saginaw, MI versus 20.28% in Chicago, IL, so Saginaw, MI tends to feel more affordable for rent.

Take-home in Saginaw, MI
$4,268/mo
Income level: above
Take-home in Chicago, IL
$4,227/mo
Income level: above
Rent share (1BR) in Saginaw, MI
13.25%
COLI tier: mid-range
Rent share (1BR) in Chicago, IL
20.28%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Saginaw, MI and Chicago, IL.

At a glance

  • Cheaper overall (lower cost-of-living index): Chicago, IL
  • Lower rent (median 1BR/2BR): Saginaw, MI
  • Lower home prices: Saginaw, MI
  • Higher median household income: Chicago, IL

Cost of Living Index

Saginaw, MI: 100 (U.S. = 100) · Chicago, IL: 98.3 (U.S. = 100)

Chicago, IL has a lower cost-of-living index than Saginaw, MI, so a given salary generally stretches further there.

Median Rent

Saginaw, MI: $864/mo (midpoint of 1BR/2BR) · Chicago, IL: $1,323/mo

Median rent in Chicago, IL is $459/mo higher than in Saginaw, MI.

Median Home Price

Saginaw, MI: $54,000 · Chicago, IL: $147,800

Median home price in Chicago, IL is $93,800 higher than in Saginaw, MI.

Median Household Income

Saginaw, MI: $37,298 · Chicago, IL: $56,815

Chicago, IL has a higher median household income than Saginaw, MI by $19,517.

Saginaw, MI overview · Chicago, IL overview · Popular comparisons