Cost of Living: Panama City, FL vs St. Cloud, MN
Quick rent-and-take-home comparison
Using a baseline of $70,000/yr gross, take-home is about $4,516/mo in Panama City, FL versus $4,119/mo in St. Cloud, MN. In the model, rent is about 19.44% of gross in Panama City, FL versus 14.64% in St. Cloud, MN, so St. Cloud, MN tends to feel more affordable for rent.
Compare cost of living, rent, housing prices, and salary affordability between Panama City, FL and St. Cloud, MN.
At a glance
- Cheaper overall (lower cost-of-living index): St. Cloud, MN
- Lower rent (median 1BR/2BR): St. Cloud, MN
- Lower home prices: St. Cloud, MN
- Higher median household income: Panama City, FL
Cost of Living Index
Panama City, FL: 100 (U.S. = 100) · St. Cloud, MN: 100 (U.S. = 100)
Both cities have the same cost-of-living index (U.S. average = 100).
Median Rent
Panama City, FL: $1,268/mo (midpoint of 1BR/2BR) · St. Cloud, MN: $955/mo
Median rent in Panama City, FL is $313/mo higher than in St. Cloud, MN.
Median Home Price
Panama City, FL: $243,200 · St. Cloud, MN: $212,800
Median home price in Panama City, FL is $30,400 higher than in St. Cloud, MN.
Median Household Income
Panama City, FL: $61,125 · St. Cloud, MN: $61,112
Panama City, FL has a higher median household income than St. Cloud, MN by $13.
Panama City, FL overview · St. Cloud, MN overview · Popular comparisons