Cost of Living: Oceanside, NY vs Albany, NY

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,116/mo in Oceanside, NY versus $4,116/mo in Albany, NY. In the model, rent is about 30.86% of gross in Oceanside, NY versus 17.16% in Albany, NY, so Albany, NY tends to feel more affordable for rent.

Take-home in Oceanside, NY
$4,116/mo
Income level: below
Take-home in Albany, NY
$4,116/mo
Income level: above
Rent share (1BR) in Oceanside, NY
30.86%
COLI tier: mid-range
Rent share (1BR) in Albany, NY
17.16%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Oceanside, NY and Albany, NY.

At a glance

  • Cheaper overall (lower cost-of-living index): Albany, NY
  • Lower rent (median 1BR/2BR): Albany, NY
  • Lower home prices: Albany, NY
  • Higher median household income: Oceanside, NY

Cost of Living Index

Oceanside, NY: 100 (U.S. = 100) · Albany, NY: 100 (U.S. = 100)

Both cities have the same cost-of-living index (U.S. average = 100).

Median Rent

Oceanside, NY: $2,012/mo (midpoint of 1BR/2BR) · Albany, NY: $1,119/mo

Median rent in Oceanside, NY is $893/mo higher than in Albany, NY.

Median Home Price

Oceanside, NY: $626,700 · Albany, NY: $223,000

Median home price in Oceanside, NY is $403,700 higher than in Albany, NY.

Median Household Income

Oceanside, NY: $145,282 · Albany, NY: $59,485

Oceanside, NY has a higher median household income than Albany, NY by $85,797.

Oceanside, NY overview · Albany, NY overview · Popular comparisons