Cost of Living: Modesto, CA vs McKinney, TX
Quick rent-and-take-home comparison
Using a baseline of $70,000/yr gross, take-home is about $3,974/mo in Modesto, CA versus $4,516/mo in McKinney, TX. In the model, rent is about 23.45% of gross in Modesto, CA versus 26.83% in McKinney, TX, so Modesto, CA tends to feel more affordable for rent.
Compare cost of living, rent, housing prices, and salary affordability between Modesto, CA and McKinney, TX.
At a glance
- Cheaper overall (lower cost-of-living index): McKinney, TX
- Lower rent (median 1BR/2BR): Modesto, CA
- Lower home prices: Modesto, CA
- Higher median household income: McKinney, TX
Cost of Living Index
Modesto, CA: 110.2 (U.S. = 100) · McKinney, TX: 106.4 (U.S. = 100)
McKinney, TX has a lower cost-of-living index than Modesto, CA, so a given salary generally stretches further there.
Median Rent
Modesto, CA: $1,529/mo (midpoint of 1BR/2BR) · McKinney, TX: $1,749/mo
Median rent in McKinney, TX is $220/mo higher than in Modesto, CA.
Median Home Price
Modesto, CA: $415,600 · McKinney, TX: $439,500
Median home price in McKinney, TX is $23,900 higher than in Modesto, CA.
Median Household Income
Modesto, CA: $77,899 · McKinney, TX: $120,273
McKinney, TX has a higher median household income than Modesto, CA by $42,374.
Modesto, CA overview · McKinney, TX overview · Popular comparisons