Cost of Living: Miami, FL vs Pensacola, FL

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,516/mo in Miami, FL versus $4,516/mo in Pensacola, FL. In the model, rent is about 24.14% of gross in Miami, FL versus 17.62% in Pensacola, FL, so Pensacola, FL tends to feel more affordable for rent.

Take-home in Miami, FL
$4,516/mo
Income level: above
Take-home in Pensacola, FL
$4,516/mo
Income level: near
Rent share (1BR) in Miami, FL
24.14%
COLI tier: higher-cost
Rent share (1BR) in Pensacola, FL
17.62%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Miami, FL and Pensacola, FL.

At a glance

  • Cheaper overall (lower cost-of-living index): Pensacola, FL
  • Lower rent (median 1BR/2BR): Pensacola, FL
  • Lower home prices: Pensacola, FL
  • Higher median household income: Pensacola, FL

Cost of Living Index

Miami, FL: 118.4 (U.S. = 100) · Pensacola, FL: 100 (U.S. = 100)

Pensacola, FL has a lower cost-of-living index than Miami, FL, so a given salary generally stretches further there.

Median Rent

Miami, FL: $1,574/mo (midpoint of 1BR/2BR) · Pensacola, FL: $1,149/mo

Median rent in Miami, FL is $425/mo higher than in Pensacola, FL.

Median Home Price

Miami, FL: $475,200 · Pensacola, FL: $276,500

Median home price in Miami, FL is $198,700 higher than in Pensacola, FL.

Median Household Income

Miami, FL: $59,390 · Pensacola, FL: $72,699

Pensacola, FL has a higher median household income than Miami, FL by $13,309.

Miami, FL overview · Pensacola, FL overview · Popular comparisons