Cost of Living: Miami, FL vs Ocala, FL

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,516/mo in Miami, FL versus $4,516/mo in Ocala, FL. In the model, rent is about 24.14% of gross in Miami, FL versus 17.93% in Ocala, FL, so Ocala, FL tends to feel more affordable for rent.

Take-home in Miami, FL
$4,516/mo
Income level: above
Take-home in Ocala, FL
$4,516/mo
Income level: above
Rent share (1BR) in Miami, FL
24.14%
COLI tier: higher-cost
Rent share (1BR) in Ocala, FL
17.93%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Miami, FL and Ocala, FL.

At a glance

  • Cheaper overall (lower cost-of-living index): Ocala, FL
  • Lower rent (median 1BR/2BR): Ocala, FL
  • Lower home prices: Ocala, FL
  • Higher median household income: Miami, FL

Cost of Living Index

Miami, FL: 118.4 (U.S. = 100) · Ocala, FL: 100 (U.S. = 100)

Ocala, FL has a lower cost-of-living index than Miami, FL, so a given salary generally stretches further there.

Median Rent

Miami, FL: $1,574/mo (midpoint of 1BR/2BR) · Ocala, FL: $1,169/mo

Median rent in Miami, FL is $405/mo higher than in Ocala, FL.

Median Home Price

Miami, FL: $475,200 · Ocala, FL: $219,900

Median home price in Miami, FL is $255,300 higher than in Ocala, FL.

Median Household Income

Miami, FL: $59,390 · Ocala, FL: $53,520

Miami, FL has a higher median household income than Ocala, FL by $5,870.

Miami, FL overview · Ocala, FL overview · Popular comparisons