Cost of Living: McKinney, TX vs Waco, TX

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,516/mo in McKinney, TX versus $4,516/mo in Waco, TX. In the model, rent is about 26.83% of gross in McKinney, TX versus 15.99% in Waco, TX, so Waco, TX tends to feel more affordable for rent.

Take-home in McKinney, TX
$4,516/mo
Income level: below
Take-home in Waco, TX
$4,516/mo
Income level: above
Rent share (1BR) in McKinney, TX
26.83%
COLI tier: mid-range
Rent share (1BR) in Waco, TX
15.99%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between McKinney, TX and Waco, TX.

At a glance

  • Cheaper overall (lower cost-of-living index): Waco, TX
  • Lower rent (median 1BR/2BR): Waco, TX
  • Lower home prices: Waco, TX
  • Higher median household income: McKinney, TX

Cost of Living Index

McKinney, TX: 106.4 (U.S. = 100) · Waco, TX: 100 (U.S. = 100)

Waco, TX has a lower cost-of-living index than McKinney, TX, so a given salary generally stretches further there.

Median Rent

McKinney, TX: $1,749/mo (midpoint of 1BR/2BR) · Waco, TX: $1,043/mo

Median rent in McKinney, TX is $706/mo higher than in Waco, TX.

Median Home Price

McKinney, TX: $439,500 · Waco, TX: $199,600

Median home price in McKinney, TX is $239,900 higher than in Waco, TX.

Median Household Income

McKinney, TX: $120,273 · Waco, TX: $51,468

McKinney, TX has a higher median household income than Waco, TX by $68,805.

McKinney, TX overview · Waco, TX overview · Popular comparisons