Cost of Living: Lowell, MA vs Springfield, MA

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,224/mo in Lowell, MA versus $4,224/mo in Springfield, MA. In the model, rent is about 23.37% of gross in Lowell, MA versus 16.23% in Springfield, MA, so Springfield, MA tends to feel more affordable for rent.

Take-home in Lowell, MA
$4,224/mo
Income level: near
Take-home in Springfield, MA
$4,224/mo
Income level: above
Rent share (1BR) in Lowell, MA
23.37%
COLI tier: mid-range
Rent share (1BR) in Springfield, MA
16.23%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Lowell, MA and Springfield, MA.

At a glance

  • Cheaper overall (lower cost-of-living index): Springfield, MA
  • Lower rent (median 1BR/2BR): Springfield, MA
  • Lower home prices: Springfield, MA
  • Higher median household income: Lowell, MA

Cost of Living Index

Lowell, MA: 100 (U.S. = 100) · Springfield, MA: 100 (U.S. = 100)

Both cities have the same cost-of-living index (U.S. average = 100).

Median Rent

Lowell, MA: $1,523/mo (midpoint of 1BR/2BR) · Springfield, MA: $1,059/mo

Median rent in Lowell, MA is $464/mo higher than in Springfield, MA.

Median Home Price

Lowell, MA: $395,100 · Springfield, MA: $222,700

Median home price in Lowell, MA is $172,400 higher than in Springfield, MA.

Median Household Income

Lowell, MA: $76,205 · Springfield, MA: $51,339

Lowell, MA has a higher median household income than Springfield, MA by $24,866.

Lowell, MA overview · Springfield, MA overview · Popular comparisons