Cost of Living: Louisville, KY vs Chicago, IL

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,254/mo in Louisville, KY versus $4,227/mo in Chicago, IL. In the model, rent is about 15.98% of gross in Louisville, KY versus 20.28% in Chicago, IL, so Louisville, KY tends to feel more affordable for rent.

Take-home in Louisville, KY
$4,254/mo
Income level: near
Take-home in Chicago, IL
$4,227/mo
Income level: above
Rent share (1BR) in Louisville, KY
15.98%
COLI tier: lower-cost
Rent share (1BR) in Chicago, IL
20.28%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Louisville, KY and Chicago, IL.

At a glance

  • Cheaper overall (lower cost-of-living index): Louisville, KY
  • Lower rent (median 1BR/2BR): Louisville, KY
  • Lower home prices: Chicago, IL
  • Higher median household income: Louisville, KY

Cost of Living Index

Louisville, KY: 86.8 (U.S. = 100) · Chicago, IL: 98.3 (U.S. = 100)

Louisville, KY has a lower cost-of-living index than Chicago, IL, so a given salary generally stretches further there.

Median Rent

Louisville, KY: $1,042/mo (midpoint of 1BR/2BR) · Chicago, IL: $1,323/mo

Median rent in Chicago, IL is $281/mo higher than in Louisville, KY.

Median Home Price

Louisville, KY: $237,200 · Chicago, IL: $147,800

Median home price in Louisville, KY is $89,400 higher than in Chicago, IL.

Median Household Income

Louisville, KY: $67,849 · Chicago, IL: $56,815

Louisville, KY has a higher median household income than Chicago, IL by $11,034.

Louisville, KY overview · Chicago, IL overview · Popular comparisons