Cost of Living: Germantown, TN vs Philadelphia, PA

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,516/mo in Germantown, TN versus $4,337/mo in Philadelphia, PA. In the model, rent is about 25.65% of gross in Germantown, TN versus 19.29% in Philadelphia, PA, so Philadelphia, PA tends to feel more affordable for rent.

Take-home in Germantown, TN
$4,516/mo
Income level: below
Take-home in Philadelphia, PA
$4,337/mo
Income level: above
Rent share (1BR) in Germantown, TN
25.65%
COLI tier: mid-range
Rent share (1BR) in Philadelphia, PA
19.29%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Germantown, TN and Philadelphia, PA.

At a glance

  • Cheaper overall (lower cost-of-living index): Philadelphia, PA
  • Lower rent (median 1BR/2BR): Philadelphia, PA
  • Lower home prices: Philadelphia, PA
  • Higher median household income: Germantown, TN

Cost of Living Index

Germantown, TN: 100 (U.S. = 100) · Philadelphia, PA: 95.2 (U.S. = 100)

Philadelphia, PA has a lower cost-of-living index than Germantown, TN, so a given salary generally stretches further there.

Median Rent

Germantown, TN: $1,672/mo (midpoint of 1BR/2BR) · Philadelphia, PA: $1,257/mo

Median rent in Germantown, TN is $415/mo higher than in Philadelphia, PA.

Median Home Price

Germantown, TN: $441,200 · Philadelphia, PA: $232,400

Median home price in Germantown, TN is $208,800 higher than in Philadelphia, PA.

Median Household Income

Germantown, TN: $144,799 · Philadelphia, PA: $60,698

Germantown, TN has a higher median household income than Philadelphia, PA by $84,101.

Germantown, TN overview · Philadelphia, PA overview · Popular comparisons