Cost of Living: Germantown, TN vs Memphis, TN

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,516/mo in Germantown, TN versus $4,516/mo in Memphis, TN. In the model, rent is about 25.65% of gross in Germantown, TN versus 16.37% in Memphis, TN, so Memphis, TN tends to feel more affordable for rent.

Take-home in Germantown, TN
$4,516/mo
Income level: below
Take-home in Memphis, TN
$4,516/mo
Income level: above
Rent share (1BR) in Germantown, TN
25.65%
COLI tier: mid-range
Rent share (1BR) in Memphis, TN
16.37%
COLI tier: lower-cost

Compare cost of living, rent, housing prices, and salary affordability between Germantown, TN and Memphis, TN.

At a glance

  • Cheaper overall (lower cost-of-living index): Memphis, TN
  • Lower rent (median 1BR/2BR): Memphis, TN
  • Lower home prices: Memphis, TN
  • Higher median household income: Germantown, TN

Cost of Living Index

Germantown, TN: 100 (U.S. = 100) · Memphis, TN: 82.5 (U.S. = 100)

Memphis, TN has a lower cost-of-living index than Germantown, TN, so a given salary generally stretches further there.

Median Rent

Germantown, TN: $1,672/mo (midpoint of 1BR/2BR) · Memphis, TN: $1,067/mo

Median rent in Germantown, TN is $605/mo higher than in Memphis, TN.

Median Home Price

Germantown, TN: $441,200 · Memphis, TN: $157,100

Median home price in Germantown, TN is $284,100 higher than in Memphis, TN.

Median Household Income

Germantown, TN: $144,799 · Memphis, TN: $51,211

Germantown, TN has a higher median household income than Memphis, TN by $93,588.

Germantown, TN overview · Memphis, TN overview · Popular comparisons