Cost of Living: Germantown, TN vs Chattanooga, TN

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,516/mo in Germantown, TN versus $4,516/mo in Chattanooga, TN. In the model, rent is about 25.65% of gross in Germantown, TN versus 16.83% in Chattanooga, TN, so Chattanooga, TN tends to feel more affordable for rent.

Take-home in Germantown, TN
$4,516/mo
Income level: below
Take-home in Chattanooga, TN
$4,516/mo
Income level: near
Rent share (1BR) in Germantown, TN
25.65%
COLI tier: mid-range
Rent share (1BR) in Chattanooga, TN
16.83%
COLI tier: lower-cost

Compare cost of living, rent, housing prices, and salary affordability between Germantown, TN and Chattanooga, TN.

At a glance

  • Cheaper overall (lower cost-of-living index): Chattanooga, TN
  • Lower rent (median 1BR/2BR): Chattanooga, TN
  • Lower home prices: Chattanooga, TN
  • Higher median household income: Germantown, TN

Cost of Living Index

Germantown, TN: 100 (U.S. = 100) · Chattanooga, TN: 88.6 (U.S. = 100)

Chattanooga, TN has a lower cost-of-living index than Germantown, TN, so a given salary generally stretches further there.

Median Rent

Germantown, TN: $1,672/mo (midpoint of 1BR/2BR) · Chattanooga, TN: $1,098/mo

Median rent in Germantown, TN is $574/mo higher than in Chattanooga, TN.

Median Home Price

Germantown, TN: $441,200 · Chattanooga, TN: $259,200

Median home price in Germantown, TN is $182,000 higher than in Chattanooga, TN.

Median Household Income

Germantown, TN: $144,799 · Chattanooga, TN: $61,028

Germantown, TN has a higher median household income than Chattanooga, TN by $83,771.

Germantown, TN overview · Chattanooga, TN overview · Popular comparisons