Cost of Living: Gaithersburg, MD vs New York, NY

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,224/mo in Gaithersburg, MD versus $4,116/mo in New York, NY. In the model, rent is about 29.26% of gross in Gaithersburg, MD versus 25.92% in New York, NY, so New York, NY tends to feel more affordable for rent.

Take-home in Gaithersburg, MD
$4,224/mo
Income level: below
Take-home in New York, NY
$4,116/mo
Income level: below
Rent share (1BR) in Gaithersburg, MD
29.26%
COLI tier: mid-range
Rent share (1BR) in New York, NY
25.92%
COLI tier: very high-cost

Compare cost of living, rent, housing prices, and salary affordability between Gaithersburg, MD and New York, NY.

At a glance

  • Cheaper overall (lower cost-of-living index): Gaithersburg, MD
  • Lower rent (median 1BR/2BR): New York, NY
  • Lower home prices: Gaithersburg, MD
  • Higher median household income: Gaithersburg, MD

Cost of Living Index

Gaithersburg, MD: 100 (U.S. = 100) · New York, NY: 168.2 (U.S. = 100)

Gaithersburg, MD has a lower cost-of-living index than New York, NY, so a given salary generally stretches further there.

Median Rent

Gaithersburg, MD: $1,908/mo (midpoint of 1BR/2BR) · New York, NY: $1,690/mo

Median rent in Gaithersburg, MD is $218/mo higher than in New York, NY.

Median Home Price

Gaithersburg, MD: $484,500 · New York, NY: $751,700

Median home price in New York, NY is $267,200 higher than in Gaithersburg, MD.

Median Household Income

Gaithersburg, MD: $107,496 · New York, NY: $79,713

Gaithersburg, MD has a higher median household income than New York, NY by $27,783.

Gaithersburg, MD overview · New York, NY overview · Popular comparisons