Cost of Living: Frederick, MD vs New York, NY

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,224/mo in Frederick, MD versus $4,116/mo in New York, NY. In the model, rent is about 24.6% of gross in Frederick, MD versus 25.92% in New York, NY, so Frederick, MD tends to feel more affordable for rent.

Take-home in Frederick, MD
$4,224/mo
Income level: below
Take-home in New York, NY
$4,116/mo
Income level: below
Rent share (1BR) in Frederick, MD
24.6%
COLI tier: mid-range
Rent share (1BR) in New York, NY
25.92%
COLI tier: very high-cost

Compare cost of living, rent, housing prices, and salary affordability between Frederick, MD and New York, NY.

At a glance

  • Cheaper overall (lower cost-of-living index): Frederick, MD
  • Lower rent (median 1BR/2BR): Frederick, MD
  • Lower home prices: Frederick, MD
  • Higher median household income: Frederick, MD

Cost of Living Index

Frederick, MD: 100 (U.S. = 100) · New York, NY: 168.2 (U.S. = 100)

Frederick, MD has a lower cost-of-living index than New York, NY, so a given salary generally stretches further there.

Median Rent

Frederick, MD: $1,604/mo (midpoint of 1BR/2BR) · New York, NY: $1,690/mo

Median rent in New York, NY is $86/mo higher than in Frederick, MD.

Median Home Price

Frederick, MD: $365,200 · New York, NY: $751,700

Median home price in New York, NY is $386,500 higher than in Frederick, MD.

Median Household Income

Frederick, MD: $95,150 · New York, NY: $79,713

Frederick, MD has a higher median household income than New York, NY by $15,437.

Frederick, MD overview · New York, NY overview · Popular comparisons