Cost of Living: Frederick, MD vs Germantown, MD

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,224/mo in Frederick, MD versus $4,224/mo in Germantown, MD. In the model, rent is about 24.6% of gross in Frederick, MD versus 28.82% in Germantown, MD, so Frederick, MD tends to feel more affordable for rent.

Take-home in Frederick, MD
$4,224/mo
Income level: below
Take-home in Germantown, MD
$4,224/mo
Income level: below
Rent share (1BR) in Frederick, MD
24.6%
COLI tier: mid-range
Rent share (1BR) in Germantown, MD
28.82%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Frederick, MD and Germantown, MD.

At a glance

  • Cheaper overall (lower cost-of-living index): Germantown, MD
  • Lower rent (median 1BR/2BR): Frederick, MD
  • Lower home prices: Frederick, MD
  • Higher median household income: Germantown, MD

Cost of Living Index

Frederick, MD: 100 (U.S. = 100) · Germantown, MD: 100 (U.S. = 100)

Both cities have the same cost-of-living index (U.S. average = 100).

Median Rent

Frederick, MD: $1,604/mo (midpoint of 1BR/2BR) · Germantown, MD: $1,879/mo

Median rent in Germantown, MD is $275/mo higher than in Frederick, MD.

Median Home Price

Frederick, MD: $365,200 · Germantown, MD: $401,400

Median home price in Germantown, MD is $36,200 higher than in Frederick, MD.

Median Household Income

Frederick, MD: $95,150 · Germantown, MD: $112,149

Germantown, MD has a higher median household income than Frederick, MD by $16,999.

Frederick, MD overview · Germantown, MD overview · Popular comparisons