Cost of Living: Charlotte, NC vs New York, NY

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,254/mo in Charlotte, NC versus $4,116/mo in New York, NY. In the model, rent is about 21.91% of gross in Charlotte, NC versus 25.92% in New York, NY, so Charlotte, NC tends to feel more affordable for rent.

Take-home in Charlotte, NC
$4,254/mo
Income level: below
Take-home in New York, NY
$4,116/mo
Income level: below
Rent share (1BR) in Charlotte, NC
21.91%
COLI tier: mid-range
Rent share (1BR) in New York, NY
25.92%
COLI tier: very high-cost

Compare cost of living, rent, housing prices, and salary affordability between Charlotte, NC and New York, NY.

At a glance

  • Cheaper overall (lower cost-of-living index): Charlotte, NC
  • Lower rent (median 1BR/2BR): Charlotte, NC
  • Lower home prices: Charlotte, NC
  • Higher median household income: New York, NY

Cost of Living Index

Charlotte, NC: 95.6 (U.S. = 100) · New York, NY: 168.2 (U.S. = 100)

Charlotte, NC has a lower cost-of-living index than New York, NY, so a given salary generally stretches further there.

Median Rent

Charlotte, NC: $1,429/mo (midpoint of 1BR/2BR) · New York, NY: $1,690/mo

Median rent in New York, NY is $261/mo higher than in Charlotte, NC.

Median Home Price

Charlotte, NC: $351,500 · New York, NY: $751,700

Median home price in New York, NY is $400,200 higher than in Charlotte, NC.

Median Household Income

Charlotte, NC: $78,438 · New York, NY: $79,713

New York, NY has a higher median household income than Charlotte, NC by $1,275.

Charlotte, NC overview · New York, NY overview · Popular comparisons