Cost of Living: Champaign, IL vs New York, NY

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,227/mo in Champaign, IL versus $4,116/mo in New York, NY. In the model, rent is about 16.08% of gross in Champaign, IL versus 25.92% in New York, NY, so Champaign, IL tends to feel more affordable for rent.

Take-home in Champaign, IL
$4,227/mo
Income level: above
Take-home in New York, NY
$4,116/mo
Income level: below
Rent share (1BR) in Champaign, IL
16.08%
COLI tier: mid-range
Rent share (1BR) in New York, NY
25.92%
COLI tier: very high-cost

Compare cost of living, rent, housing prices, and salary affordability between Champaign, IL and New York, NY.

At a glance

  • Cheaper overall (lower cost-of-living index): Champaign, IL
  • Lower rent (median 1BR/2BR): Champaign, IL
  • Lower home prices: Champaign, IL
  • Higher median household income: New York, NY

Cost of Living Index

Champaign, IL: 100 (U.S. = 100) · New York, NY: 168.2 (U.S. = 100)

Champaign, IL has a lower cost-of-living index than New York, NY, so a given salary generally stretches further there.

Median Rent

Champaign, IL: $1,048/mo (midpoint of 1BR/2BR) · New York, NY: $1,690/mo

Median rent in New York, NY is $642/mo higher than in Champaign, IL.

Median Home Price

Champaign, IL: $199,700 · New York, NY: $751,700

Median home price in New York, NY is $552,000 higher than in Champaign, IL.

Median Household Income

Champaign, IL: $57,544 · New York, NY: $79,713

New York, NY has a higher median household income than Champaign, IL by $22,169.

Champaign, IL overview · New York, NY overview · Popular comparisons