Cost of Living: Champaign, IL vs Chicago, IL

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,227/mo in Champaign, IL versus $4,227/mo in Chicago, IL. In the model, rent is about 16.08% of gross in Champaign, IL versus 20.28% in Chicago, IL, so Champaign, IL tends to feel more affordable for rent.

Take-home in Champaign, IL
$4,227/mo
Income level: above
Take-home in Chicago, IL
$4,227/mo
Income level: above
Rent share (1BR) in Champaign, IL
16.08%
COLI tier: mid-range
Rent share (1BR) in Chicago, IL
20.28%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Champaign, IL and Chicago, IL.

At a glance

  • Cheaper overall (lower cost-of-living index): Chicago, IL
  • Lower rent (median 1BR/2BR): Champaign, IL
  • Lower home prices: Chicago, IL
  • Higher median household income: Champaign, IL

Cost of Living Index

Champaign, IL: 100 (U.S. = 100) · Chicago, IL: 98.3 (U.S. = 100)

Chicago, IL has a lower cost-of-living index than Champaign, IL, so a given salary generally stretches further there.

Median Rent

Champaign, IL: $1,048/mo (midpoint of 1BR/2BR) · Chicago, IL: $1,323/mo

Median rent in Chicago, IL is $275/mo higher than in Champaign, IL.

Median Home Price

Champaign, IL: $199,700 · Chicago, IL: $147,800

Median home price in Champaign, IL is $51,900 higher than in Chicago, IL.

Median Household Income

Champaign, IL: $57,544 · Chicago, IL: $56,815

Champaign, IL has a higher median household income than Chicago, IL by $729.

Champaign, IL overview · Chicago, IL overview · Popular comparisons