Cost of Living: Annapolis, MD vs Germantown, MD

Quick rent-and-take-home comparison

Using a baseline of $70,000/yr gross, take-home is about $4,224/mo in Annapolis, MD versus $4,224/mo in Germantown, MD. In the model, rent is about 27.03% of gross in Annapolis, MD versus 28.82% in Germantown, MD, so Annapolis, MD tends to feel more affordable for rent.

Take-home in Annapolis, MD
$4,224/mo
Income level: below
Take-home in Germantown, MD
$4,224/mo
Income level: below
Rent share (1BR) in Annapolis, MD
27.03%
COLI tier: mid-range
Rent share (1BR) in Germantown, MD
28.82%
COLI tier: mid-range

Compare cost of living, rent, housing prices, and salary affordability between Annapolis, MD and Germantown, MD.

At a glance

  • Cheaper overall (lower cost-of-living index): Germantown, MD
  • Lower rent (median 1BR/2BR): Annapolis, MD
  • Lower home prices: Germantown, MD
  • Higher median household income: Germantown, MD

Cost of Living Index

Annapolis, MD: 100 (U.S. = 100) · Germantown, MD: 100 (U.S. = 100)

Both cities have the same cost-of-living index (U.S. average = 100).

Median Rent

Annapolis, MD: $1,763/mo (midpoint of 1BR/2BR) · Germantown, MD: $1,879/mo

Median rent in Germantown, MD is $116/mo higher than in Annapolis, MD.

Median Home Price

Annapolis, MD: $510,200 · Germantown, MD: $401,400

Median home price in Annapolis, MD is $108,800 higher than in Germantown, MD.

Median Household Income

Annapolis, MD: $104,257 · Germantown, MD: $112,149

Germantown, MD has a higher median household income than Annapolis, MD by $7,892.

Annapolis, MD overview · Germantown, MD overview · Popular comparisons