To afford median rent under the model’s 30% housing target, you need about $51,060 per year for this household/lifestyle scenario. Compared with the local median household income, that required income is below. In this area (mid-range), the model’s rent math puts housing in a “Moderate” bucket: rent is meaningful, so budgeting matters and rent/housing is the main lever in the estimates.

Required salary
$51,060/yr
Take-home (est.)
$3,406/mo
Target housing budget
$1,277/mo
Scenario
Single adult · Moderate

Cost-of-living tier: moderate

What drives the budget here?

This area is generally mid-range based on a cost-of-living index of 100 (U.S. average = 100). Typical rent-to-gross is in the Moderate range (using the page’s rent and income inputs).

In the site’s estimated monthly breakdown, the largest category is Rent (housing) (1,276.5/mo), so that’s the biggest lever for moving the overall budget up or down.

Practical next steps

  • Rent is meaningful but still near the affordability guideline. A small move to a lower-rent neighborhood (or a higher gross income) can make the budget feel much steadier.
  • In this area, the modeled rent target is reachable at (or below) the local median income level.

Result summary

For a Single adult with a Moderate lifestyle, the estimated salary needed to rent in Denton, TX is:

$51,060 per year

Monthly gross: $4,255 · Estimated take-home: $3,405.64/mo

Target housing budget (30% of gross): $1,276.5/mo

Calculation breakdown

Median rent in Denton: $1,277/mo (average of 1BR and 2BR).

We use a 30% rent-to-income guideline: required gross = (median rent × 12) ÷ 0.30, then scaled by household size and lifestyle.

Household: Single adult · Lifestyle: Moderate.

Comparison to city median income

City median household income: $73,719

Required income is below the median (0.69x). The income needed to afford median rent in this city is below the local median household income.